Professional discussing hearing aid financing options

Hearing Aid Financing & Insurance

Cost shouldn’t stand between you and better hearing. We’ll help you understand your options and make it work.

Audiologist discussing hearing aid options with a patient
Making It Affordable

We Help You Get the Most From Your Benefits

Hearing aids are a meaningful investment — and we understand that cost is one of the biggest barriers to getting help. That’s why we take the time to explore every funding option available to you before you spend a dollar out of pocket.

From private insurance benefits and government assistance programs to flexible monthly payment plans, there are often more options available than people expect. We’re familiar with the coverage landscape in Alberta and will walk you through what applies to your situation honestly and clearly.

Our goal is to find you the right hearing aids at a cost that works — not to sell you the most expensive option. Bring your insurance details when you come in and we’ll do the research with you.

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Coverage Options

Ways to Fund Your Hearing Aids

There are several funding sources that may apply to you — often in combination. Here’s a breakdown of the most common options in Alberta.

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Private Health Insurance

Many employer-sponsored and individual health plans include hearing aid benefits — typically $500–$2,000 per ear every 3–5 years. Bring your plan details and we’ll confirm your coverage before your appointment.

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AISH (Assured Income for the Severely Handicapped)

AISH recipients in Alberta may be eligible for hearing aid funding through the program. We work with AISH clients regularly and can guide you through the approval and documentation process.

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Veterans Affairs Canada

Eligible Canadian veterans may receive full coverage for hearing aids and related services through VAC. We are experienced in supporting veterans through this process.

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WCB Alberta

If your hearing loss is work-related and has been assessed through Workers’ Compensation, you may qualify for hearing aid funding through WCB Alberta.

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Flexible Monthly Financing

We offer payment plan options that let you spread the cost of hearing aids over time — making quality technology more accessible without compromising on what suits your hearing best.

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Medical Expense Tax Credit

Hearing aids qualify as a medical expense for CRA purposes. Keeping your receipts may reduce your federal and provincial tax payable — we’ll provide the documentation you need at tax time.

The Process

How We Help You Navigate Your Coverage

We make the funding process as simple as possible — you focus on your hearing, we handle the paperwork.

Bring Your Insurance Details

Bring your insurance card, plan booklet, or policy number when you come in. If you’re not sure what’s covered, bring what you have and we’ll help you figure it out.

We Verify Your Benefits

We contact your insurer directly to confirm your hearing aid benefit — the coverage amount, eligible brands, and any requirements like an audiologist prescription.

We Apply Benefits at Point of Sale

Wherever possible, we apply your insurance benefits directly so you only pay the balance — no waiting weeks for reimbursement.

Payment Plan if Needed

If there’s a remaining balance after insurance, we’ll discuss a payment plan that spreads your out-of-pocket cost into manageable monthly amounts.

Common Questions

Financing & Insurance FAQs

Alberta Health Care (AHC) does not cover hearing aids directly for most adults. However, certain government programs like AISH, WCB, and Veterans Affairs may provide funding for eligible individuals. Some audiological assessments may be covered under AHC when performed by a registered audiologist.
Check your benefits booklet under “hearing aids” or “major medical.” Many plans list the benefit as a dollar amount per ear over a set period (e.g. “$1,500 per ear every 5 years”). If you’re unsure, bring your plan details to your appointment and we’ll verify your coverage with your insurer.
Yes — hearing aids are an eligible medical expense under Health Spending Accounts (HSA) and similar flex benefit arrangements. We’ll provide all the documentation you need to submit a claim.
Yes — we offer flexible monthly financing options to help spread the cost of hearing aids over time. Ask us about the available terms when you come in for your consultation.
Yes. Hearing aids qualify as a medical expense under CRA guidelines and can be claimed on your federal and provincial tax return using the Medical Expense Tax Credit. We’ll provide a receipt that includes all the information your accountant will need.

Let’s Figure Out Your Coverage Together

Call us or book a free consultation — we’ll review your insurance benefits and find a path to better hearing that fits your budget.

Call Red Deer Hearing Aids: 825-251-5151